Whenever we or those who are close to us get accidentally injured by some other person, it is very natural on our part to think that the person who caused the damage will voluntarily offer to compensate the loss, either monetarily or otherwise. But such a ‘natural’ thing happens rarely.
As a matter of fact most of the people who cause some sort of problem to us, either an injury or something else, rarely show the spirit to take responsibility of their actions. Forget about compensation. Even where the question of compensation comes, the insurance companies, who are meant to offer the compensation finds out ways of under-compensating the victimized person, so to say. They have their attorneys to back them up and those people know the terms of law very well and know for well how to use the terms of law in favor of their clients.
That is specifically the reason why yo need to have a personal injury attorney to benefit from the claim of personal injury. It is the most natural thing that the personal injury attorney, whom you are opting for, with all the specialized knowledge in the field to his aid, will find out ways so that justice is meted out to you.

It is a top priority that in case you feel you have a genuine cause for claiming personal injury, you need to go over to a good personal injury attorney. The personal injury attorney will know best how to build up your personal injury lawsuit. The personal injury attorney will also know for good how to negotiate the personal injury law suit with the insurance company that will always try under-compensating you through the moves of the personal injury lawsuit. That calls for a good and efficient personal injury attorney to be employed.

As you think about the personal injury lawsuit and, further, of appointing a personal injury attorney to run the personal injury law suit in a proper direction, there may be many hinting at the high charge of the personal injury attorney as well as the money involved in the personal injury law suit.
But as you move with the personal injury lawsuit and get going with the personal injury attorney as well, you will know that the reality is a little different. Often the personal injury attorney will accept the personal injury lawsuit on basis of a contingent fee. That means a percentage of what you receive as a claim will be taken by them only of you win the case. Please find more information here

A lot of individuals ask their animal attack attorney why their insurance provider should pay for their hospital bills and not the insurance company of the individual who was the reason behind the incident. This has often been a cause of misconception and misunderstanding between people and that is why it is worth discussing on this section.
Subjugation is the main concept. Not too many people have known about this but it’s a principle which indicates that the person responsible doesn’t need to cover the finances and expenses of the injured person with his insurance company unless a final discharge of your claims can be signed. There is also a point in this because individuals are getting a hard time trying to persuade their insurance company that they have been injured and it should spare the problem of having the person accountable for the incident handle the task instead.

San Antonio Personal Injury Lawyer

We’ve heard over time about how people tell lawyers what the insurance agent promise to cover such expenses. However, should you give them a call to send the bills, they won’t pay you. This can be partly since within the law they’re not required to unless you are ready to approve a full and last discharge of your claims. This is just how matters go and you will have to find out how to deal with it.
So what becomes of your hospital bills? The physicians are not going to wait until you pay them and this is where an automobile or health insurance coverage can be most useful. Once again, you can sit together with your lawyer inside his office and talk about your situation. You can talk about how the entire process works and some details on why the law and its processes work in such a way. There could be a lot of certain shifts when submitting your case or aiming for just compensation but a seasoned lawyer will take you through the processes.
It’s a crucial method and you should contact a personal injury lawyer on the concept of subjugation, what it is all about and how you can utilize such principle for your own advantage. You do not want to waste time because you need to recover from your injuries and go back to the outside world when you are able to.

Tractor-trailers are huge machines. Some can weigh as much as 80,000 pounds and, when traveling at highway speeds they can create carnage in a collision, leading to serious injuries and death.

Unfortunately, few people injured in tractor-trailer collisions hire competent legal counsel immediately after the collision. Most trucking companies and their insurers have accident investigation teams that are dispatched immediately after a crash to the scene. These accident investigation teams immediately begin to collect and preserve evidence, identify and take statements from witnesses, and reconstruct the accident. Their entire focus, while ostensibly to determine the cause of the accident, is to protect the trucking company and the insurer.

Our experience has been, that despite the immediate collection of evidence, and accident scene investigation by the insurance company and trucking company investigation teams, many instances of undiscovered, undocumented, and destroyed evidence can be found by competent counsel working for injured parties.

Trucking cases are not run-of-the-mill automobile cases. They require attorneys who are skilled and knowledgeable in the mechanics and technology of large trucks, have a working understanding of the trucking industry, and are versed in the federal and state regulations governing large trucks.

Trucking technology, if understood and applied properly, can not only assist the plaintiff’s counsel in determining the actual cause of a collision but in many cases can prevent these deadly collisions.

According to the National Highway Traffic Safety Administration, 93% of all accidents involve driver error, with the majority related to driver inattention. NHTSA research also shows that one extra second of warning could prevent up to 99% of rear-end collisions.

Advanced accident avoidance systems are available and, and though not presently required by law or regulation, failure to implement the technology could be admissible in the right case as evidence of negligence on the part of the trucking company.

There are several types of warning systems which can provide data as to what warnings were given and what conditions were detected. Unfortunately, these systems can be ignored or rendered inoperable.

In many of our cases, the tractors are equipped with onboard computers, which can tell the speed of the tractor-trailer at the time of the collision, which have been rendered inoperable or never activated. If operable at the time of a collision these computers can be downloaded to give critical data about the cause of the collision. Especially important is the speed readings of the vehicle which can be recorded just prior o a hard braking incident or collision.

Forward, side, and rear object detection systems monitor the roadway and potential hazards around the tractor-trailer. These systems sweep the roadway in front, on the side, and to the rear of the tractor-trailer. By monitoring these conditions, a truck driver can establish safe intervals ahead of the vehicle. With the many distractions faced by drivers, a warning of an approaching object can save many lives. Also, these systems work in inclement weather, giving the driver a greater ability to see through fog, rain, snow or sleet.

Rear object detection systems monitor a specific area behind a tractor-trailer. They detect objects and provide warnings to drivers when they approach an object behind a vehicle while in reverse. These systems assist the driver in avoiding collisions during backing or parking maneuvers. Loadings and crush injuries can be avoided by monitoring these devices. Most are functional for 20-30 feet behind a tractor-trailer.

Lane departure warning systems are in-vehicle electronic systems that monitor the position of the vehicle within a roadway lane and warn a driver if the vehicle deviates or is about to deviate outside the lane. With the increasing dangers presented by fatigued driving, these lane departure warning systems can prevent many deaths on the highways of the United States.

The currently available lane departure warning systems are forward-looking, vision-based systems that use algorithms to interpret video images, to estimate vehicle position, and roadway alignment. These systems warn the driver of a lane departure when the vehicle is traveling above a certain speed and the vehicle’s turn signal is not in use. In addition, these systems notify the driver when lane markings are inadequate for the detection or if the system malfunctions. The systems do not take any automatic action to avoid a lane departure or to control the vehicle. The driver remains responsible for the safe operation of the vehicle. When the vehicle is traveling in close proximity to the center of the lane, it is with the system’s “no warning zone.” In this zone, the system does not issue any position warnings.

Tracking communications systems permit GPS tracking, reconstruction of routes, times, hours of service issues, and they also provide data provided to drivers on the weather and other road conditions. Matching a driver’s logbooks to satellite positioning data can test the accuracy of the records and perhaps prove that the logs were falsely maintained. This data can include texting data between dispatch and the drivers and can provide documentation of speeding, hard braking, or other safety-related issues. These tracking systems also provide safety managers the ability to remotely monitor drivers in the field, and determine their safety habits. Of course, this information is crucial in any tractor-trailer lawsuit.

Getting the Best Advise when looking for an Attorney

We know that the woman has insurance and it is up to date as we have already contacted her insurance as well as ours about this accident. What should we do?

Wait, don’t get an attorney, see what happens first, see what her company offers. See what his injuries really are. It has only been a few days. He may be fine in 2 weeks, you don’t know yet, you don’t even have his diagnosis.

First, you are only going to get actual cash value of the vehicle & all new cars instantly depreciate $2-3,000 maybe more the second you drive off the lot. I ALWAYS advise my insureds unless they are putting a big chunk of money down on the car (close to $10,000 at least) to get GAP insurance, it is less than $50 per year on your auto policy (usually for most people in my area). They can always take it off but can’t add it later, it has to be added when the new car is added. You will not get money to pay off the loan from the other carrier, sorry. If you chose to over finance your car, that is between you & the loan company.

You can ask for lost wages. Car rental cost IS loss of use. Also, once the car is paid for, the rental car payments will be cut off, so be prepared to go out & get another car when the bank gets paid off.

An attorney will take 30-40% of the settlement, if you can afford that, call one, otherwise wait. Also, the attorney will take all the bills (won’t pay them) and submit them all together to the other carrier which could put the medical bills in collections so be careful of that if you do decide to call an attorney. An attorney will also delay the settlement, ask any claim rep on here (I personally know 2 & they do the same thing), the files with attorneys tend to get worked on after the ones without attorneys.

Others Advise:

PLEASE NOTE; THE INFO BELOW IS BASED ON THE FACT IT APPEARS YOUR HUSBAND IS NOT LIABLE FOR THE ACCIDENT.

IF HE IS FOUND LIABLE, THEN ALL THE MED BILLS, YOUR VALUE ON YOUR CAR MINUS A DEDUCTIBLE WILL BE PAID FROM YOUR INSURANCE POLICY AND THIS IS IF ONLY YOU HAVE THE COVERAGE ON YOUR AUTO POLICY. IF HE IS LIABLE, NO PAIN/SUFFERING, LOST WAGES CAN BE PAID FROM YOUR OWN AUTO INSURANCE POLICY.

NOW IF THE OTHER INSURANCE COMPANY AGREES THEY ARE AT FAULT.

To start, I have been an auto claim adjuster for over 10 years. What Sue said is about on the money, it appears she is an insurance agent.

1; You can only get the cash value of your vehicle regardless of how much you owe;

2; You are owed rental if your car is not drivable; and yes, when your lien is paid, they will take you out of the rental w/in a day to couple of days, depends on the insurance company, but be ready and look for a replacement car asap. The fact you have not found a replacement car, does not change anything.

3; Medical bills:

If your auto insurance policy has medical payment coverage it is primary and pays 1st; then if you have health insurance, they pay 2nd; any out of pocket or deductibles are your responsibility. keep track of all payments you make;

The other company who is at fault does not, let me repeat, does not pay your medical bills; that is your responsibility to pay; that is the reason you have your auto medical payment coverage pay if you have on your policy or your health insurance. Otherwise, the providers will go after you for collection. The providers don’t care about any settlement with an insurance company, they want their money for services.

4; Attorney:

in the next couple of days if not by now, you will get tons of phone calls and letters from attorneys. ignore them. Just because they advertise or send great brochures, most of them are just factories and they pay a ton for advertising, which they subtract from any settlement. (they usually charge higher fees; ie 40 to 50% vs the standard 1/3)

As for your injury:

They will request a signed authorization; this will allow them to get copies of the medical bills and all medical reports of the injuries. if your husband had pre-existing injuries, they take off the “value” of his injury. as for lost wages. it has to be verified by the doctor and by his employer. Just because he is off work for a week does not mean he will be compensated for 1 week; it has to be verified. Also, even if you treat for 3 months, some adjusters may not allow all the bills in the settlement; they could question if treatment medically necessary or over treatment.

Now we take the medical bills, plus loss of income and add up the totals; we then add on pain/suffering for the total amount of offer we make. The average time for any offer to be made is around 3 months; that allows for copies from providers, medical reports etc; like above, we don’t make offers until treatment is complete. So if your husband has 2 months of treatment, then it could be 5 to 6 months before all info is received to evaluate a settlement offer.

Now for attorneys:

Wait for any offer; if you believe it does not sound fair, ask the reason on how they came up with it; then if you want to consider getting an attorney for legal advice:

;;;;;;;;;and this is important;

Call an attorney you have hired in the past, say for a divorce, bankruptcy etc; if they cant handle, they will always refer you to a good attorney that can do you well; if you never hired an attorney, ask coworkers, family friends etc for names. It is always best to hire an attorney someone knows, just like a plumber. (*usually the best attorneys, do not advertise; they don’t advertise since all of their business is referrals from other clients who were satisfied.*)

good luck

7 Tips To Beat Your Traffic Ticket!

More and more traffic tickets are handed out nowadays and it seems that most of them are just written for revenue. Estimates are that over 115,000 speeding tickets are written every day, and there’s nothing wrong of course with the original idea behind this tickets: to make the road safer for us all, but a lot of of the traffic tickets could be considered ‘unfair’. Most people will have different opinions about what’s being unfair, but we should all agree that a lot of the small tickets are a pain in the ass. The average ticket is about $150, which is still quite a lot of money of course, but the long time effects are far worse:

Insurance rate increases, sometimes even cancellations, loss of license points, loss of your license, problems getting to your work, and you might even end up with problems supporting yourself, and more important, your family. Most people don’t realize this, until it’s too late… 96% of the people who get fined just think “damn a speeding ticket, but what the hell..”, .and just end up paying the ticket, admitting guilt, as it’s just easier or they do not know of any methods to fight and beat a traffic ticket. Time to change that! Let me introduce you to some general methods and tricks to fight and beat your traffic tickets:

1. Do not immediately think and assume you’re guilty!

As I already stated above: the impact and consequences of a small ticket can be far worse than you would expect. By just paying the ticket you automatically plead you’re guilty,.. while it’s often possible to get away with just a warning or a lower fine.

2. Be polite to the officer.

Yes that might be a bit hard sometimes, but just being polite might be enough to turn a ticket into a warning. So when an officer tries to stop you: pull over, turn of your engine, put your keys on the dashboard, stay in the vehicle and keep your hands on the steering wheel where the officer can see them. Most of the time this will make the officer feel a bit safer and more comfortable.

3. -Ask- for a warning.

You should ask for a warning if the officer hasn’t written out any ticket yet. A great percentage of all traffic stops end up with just a warning, yet most officers won’t explicitly ask if you want one. So take the initiative and politely ask if you could get just a warning. Don’t come up with excuses, don’t beg, and explain the officer something like you’re always trying to drive as safe as possible and you’re sure a warning would be enough as a reminder.

4. Don’t answer all questions.

You’re trying to avoid pleading guilty and the officer might ask questions like: “Do you know how fast you were going?”, “Do you know why I stopped you?”. The officer is doing his work and collecting evidence against you, so you should try to avoid citations. Instead of honestly answering “I was driving a bit too fast”, just answer something like “I don’t know, why did you stop me?”. You could also use the basic speed law here (only applies to a few states) and state that you were driving at a safe and reasonable speed for the current conditions.

5. Question the evidence.

If it seems there’s no other way out, you could try questioning the evidence. You need some basic knowledge of your local vehicle laws to question the evidence, but here are some tips to get you started: Ask for proof of the calibration of the speedometer when the officer paced you. Speed traps are forbidden in some states, you could trap the officer by asking how long they have the speed trap set up. And some laws applying to Pennsylvania you might be interested in:

* “A speed limit is not legally effective unless there’s a sign every half mile.” [3362 (b)(1)]

* “A 65 mph speed limit is not legally effective unless there’s a sign after each interchange on the highway.” [3362 (b)(2)]

* “You can’t be cited in Pennsylvania for traveling less than 10 miles over the speed limit if the limit is less than 55 mph.” [3368 (c)(4)]

* “If the limit is 55 or more, you can’t be cited for traveling less than 6 miles over the limit.” [3368 (c)(4)] (Source: berksweb)

The point here is if you can convince the officer that his evidence is illegal he will know the ticket won’t stand a chance in court and will probably let you go with a warning.

6. Go to court and get continuances.

You should try to delay the proceedings as much as possible as this increases the chance of the officer not showing up, which wil result in your ticket being dismissed. Getting continuances shouldn’t be too hard, and are often given for being busy with work, being sick, being out of town, etc.

7. Be prepared to fight your ticket in court.

You should always be prepared when going to court. Preparing this requires some basic knowledge about the local laws but it certainly doesn’t have to be very difficult, nor expensive. Effectively covering these techniques would cost me a few pages, but luckily there are already a few good ebooks around on this topic.

Most of the fined people just accept their ticket, and some of them end up in serious trouble just because of some low fines. So I hope you’ll be able to benefit from what you’ve read here someday. Feel free to spread the link to this article, and help the 96% of the people who don’t know how to fight their traffic tickets.

Drive safely & go beat that ticket!
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